CA-2 Comprehensive Affordability, Fair Housing, Education, and Community Health Act Everything Your District Needs.
Nine counties. Dozens of crises. One comprehensive bill that addresses housing, healthcare, education, wildfires, water, forests, food security, seniors, tribal nations, and more — written specifically for the people of CA-2, fiscally paid for, legally sound, and ready to go.
Nine Counties. One Bill. Every Crisis Addressed.
CA-2 is one of the most geographically and economically diverse districts in America — stretching from the redwoods of Humboldt to the high desert of Modoc, from Marin's coast to the mountains of Trinity. The bill's congressional findings name the district directly, describing interconnected crises that no single bill has ever tried to solve together — until now.
19 Divisions. Every Area of Life in CA-2.
This bill doesn't pick one issue and ignore the rest. It's the most comprehensive single piece of legislation ever written for this district — addressing nearly every challenge CA-2 communities face. Each Division is independently funded and independently severable.
Stop the Legal Loan-Sharking.
Right now, credit card companies can legally charge 29%, 30%, even 35% interest — and there's no federal cap. Americans owe over $1.1 trillion in credit card debt and pay more than $100 billion a year in fees and interest.
This bill puts a hard cap at 24% maximum APR — no exceptions for penalty rates. Late fees are capped at $15 for a first offense and $25 after that. Hidden fees are banned. And your statement must show you, in plain English, exactly how much your debt will cost you.
If you're already in debt trouble, a new Debt Relief Program can reduce your interest rate, waive fees, and for low-income borrowers, cut up to 25% of the principal — through credit unions and community lenders, not big banks.
Auto loans are capped at 18% maximum. Dealers can't add more than 2 percentage points to what the lender charges. If you fall behind, you get 60 days notice and a chance to catch up before the car can be repossessed — because losing your car means losing your job.
You Served the Community. We'll Cancel the Debt.
Student debt is keeping teachers, nurses, and first responders from working in the communities that need them most. This bill attacks that problem from every angle — loan relief, free training, and new accounts that help workers keep learning throughout their careers.
Technology Should Help Workers, Not Replace Them.
Artificial intelligence and automation are coming — but there's a difference between using AI to make workers more productive and using AI to eliminate jobs entirely. This bill rewards the first and taxes the second.
The core idea is a "differential depreciation" system. Companies that keep their workers for at least 36 months after adding AI tools get to fully deduct the cost of the technology. Companies that use automation to eliminate 10% or more of their workforce get no deduction at all.
There's also an Augmentation Credit — 10% of what companies invest in tools that help workers do more, 15% for rural and small businesses, with a bonus for skills-based hiring. This is money back for doing right by workers.
Finally, companies with over $50 million in revenue that collect money from fully automated services pay a 2% excise tax. That money goes into the Worker Opportunity Trust Fund — paying for FutureSkill Accounts and bridge income for displaced workers.
15% for rural and small businesses
+2% additional for companies using skills-based hiring
Sunsets December 31, 2038 — unless Congress extends it after review
Your Rent History Should Count for Something.
Marin City and The Canal neighborhood in San Rafael are two of the most historically underserved communities in CA-2. They're both communities where residents have paid rent faithfully for years — sometimes decades — with nothing to show for it in terms of ownership or equity.
The bill starts a pilot demonstration program in both communities: the government voluntarily acquires housing from willing sellers and converts it into a rent-to-ownership pathway. Residents who pay on time and maintain the property earn equity credits toward buying the home they live in.
Community Land Trusts (CLTs) take over long-term ownership with 99-year affordability built in — so once a home becomes affordable, it stays affordable forever. Residents sit on the governance board.
All units must meet climate-resilient standards that cut operating costs by at least 30%, water-efficient fixtures, and stormwater capture where feasible — so energy and water bills stay low for residents who need it most.
Authorization: $2.5 billion per year. Phase I in Marin City and The Canal. Phase II nationwide if the pilot succeeds. No eminent domain — every acquisition is voluntary from willing sellers.
Forest Waste Becomes Clean Energy and Healthy Soil.
The bill's most innovative idea: a closed-loop circular system that turns forest slash (the brush and wood left after logging and fire prevention) and livestock manure into biogas energy, then turns the leftover material into compost that goes back into the soil. Every step reduces wildfire risk, creates rural jobs, and protects water quality.
No Community in CA-2 Gets Left Behind.
From fire insurance to doctors to internet to water — this section addresses the specific, practical things that rural CA-2 communities need to survive and thrive. Numbers taken directly from the bill text.
Healthy Communities. Real Food. Local Care.
CA-2 counties face some of the highest rates of chronic disease, behavioral health crisis, and food insecurity in California. The bill addresses these not with distant federal programs, but with county-specific, locally-run solutions that meet communities where they are.
Community Health Workers — people who live in the communities they serve — get funding to do culturally appropriate prevention work, nutrition education, and care coordination. Skills-based hiring means someone doesn't need a four-year degree to be a CHW; they need to know and serve their community.
The food system gets rebuilt from the ground up: Food Hubs in every one of the 9 counties, with cold storage, farm-to-table infrastructure, and connections to local producers. School lunch programs get enhanced reimbursement when they source 30% or more from local and tribal farms.
For the hardest-to-reach counties — Modoc, Trinity, Siskiyou — where the nearest grocery is more than 20 miles away, there's priority funding for food desert elimination. For tribal communities, food sovereignty means the right to grow, harvest, and distribute their own traditional foods.
The Trust Responsibility Is Not an Afterthought.
The bill names the Yurok, Karuk, Hoopa Valley, Round Valley, Sherwood Valley, Redwood Valley, Manchester-Point Arena, Dry Creek, Federated Indians of Graton Rancheria, and many other nations whose ancestral territories encompass CA-2. Traditional Ecological Knowledge is recognized throughout — for forest management, water stewardship, fire, soil health, and food systems. Tribal set-asides, enhanced benefits, and sovereignty protections appear in every major division.
More Revenue Than It Costs. Surplus Goes to Debt Reduction.
The bill is revenue-positive over 10 years — meaning it raises more than it spends. The surplus goes to debt reduction, Social Security stabilization, and infrastructure. Every number below is taken directly from Sec. 1801 of the bill.
| Revenue Source | 10-Year Estimate |
|---|---|
| High-income surtax (1–3% above $2M) | $300–500B |
| Asset-backed liquidity excise (2%) | $80–150B |
| Corporate minimum tax (20% for $1B+ cos.) | $100–150B |
| Stock buyback tax (4%) | $200–300B |
| Carried interest reform | $15–20B |
| Digital services tax (2% for $750M+ global) | $150–250B |
| Automation excise tax (2%) | $80–150B |
| Tax code horizontal equity reform | $200–400B |
| Improper payment reduction (50%) | $100B |
| Total 10-Year Revenue | $1.225T–$2.07T |
What the Government Cannot Do Under This Bill.
Division A is entirely dedicated to constitutional protections. Each safeguard below is an enforceable legal provision — not a talking point — written directly into the bill's text.
"No person should be exploited by predatory financial practices. Every community deserves access to healthcare and clean water. Fiscal responsibility and social compassion are not competing values — they're the same value."— Gregory Burgess, Candidate for U.S. Congress · CA-2 · No Party Preference · From the Bill's Ethical Foundation, Sec. 2(13)
This Is Your District's Bill. Read It.
The complete CA-2 Comprehensive Affordability, Fair Housing, Education, and Community Health Act — all 19 Divisions, all fiscal projections, all constitutional safeguards, all tribal protections — is available in the full platform download. Every number on this page is sourced directly from the bill text.